Startup Directory


nigerian startup

Aella Credit (Nigeria)
Long Business Description:

Aella Credit is building Platforms that make it easier for individuals in Africa to gain access to financing. Currently, 425 million employed Africans have no access to credit. We are building a fair alternative to employee lending and empowerment.

Aella Credit is a socially responsible online alternative lender for Africans. Our pilot launched with a focus on the Nigerian market and integrated with local credit bureaus. Our team has over 40 years of combined experience with a core focus on technology, finance, risk management and analytics from across the Globe.

Business Website Address:
Business Phone Number: +234 (0) 908 029 6333
Business Tags: ,
Pagatech Limited
Short Business Description: Founders: Tayo Oviosu, Jay Alabraba
Long Business Description:

We are a team of passionate Africans determined to tackle what we consider a critical issue paramount to Africa's development - the availability of financial services to all Africans. Paga was founded early 2009 on the simple belief that the ubiquity of mobile phones can be leveraged to bring financial services to all Africans. We aim to accomplish our mission by working in partnership with select Banks, Microfinance institutions, and all Mobile Network Operators.

Innovation is at the core of our company - we strive to develop "appropriate technology" suited for the local markets where we operate. We also work hard to ensure our services are low cost and accessible via our agent network - in doing so we can strive towards universal access.

Paga works on the most basic SMS enabled phone and on all mobile networks so customers have the liberty to have their Paga account available at their finger tips regardless of what phone or network they are using.

For consumers, our core offering is a money transfer service - with Paga you can send money to anyone with a mobile phone. You can either use Paga by yourself (if you own a Paga account) or by going to any Paga Agent. We also offer several other products such as: buying/sending airtime credits, bill payments, and retail payments. For ultimate convenience we provide several channels for consumers to use Paga - SMS, Online, a mobile application, USSD, or IVR (automated line).

Business Website Address:
Business Phone Number: 0700-000-PAGA (0700-000-7242) 01-2777160